SERVICES: 2:00 PM Friday, April 18, 2003, at Carmichael-Whatley Colonial Chapel, with Dan Chaney, minister of the Central Church of Christ, officiating.<br><br>BURIAL: Memory Gardens Cemetery, under the direction of Carmichael-Whatley Funeral Directors.<br><br>BIOGRAPHY: Mrs. McCarthy was born February 22, 1915 in Alvord, Texas. She had been a resident of Pampa since 1937. She married D. C. "Cotton" McCarthy on Oct. 21, 1939 in Sayre, Oklahoma. He preceded her in death on July 28, 2000. She was a homemaker and a member of the Central Church of Christ.SURVIVORS: 1 son: Charles McCarthy of Odessa; 2 sisters: Ida Mae Berry of Clinton, OK and Vastalee Hicks of Pampa; 2 brothers: Leon Terry of Orange and W. O. Terry of Amarillo; 5 grandchildren and 3 great grandchildren.MEMORIALS: Arthritis Foundation, 3001 W. 5th St., Fort Worth, TX 76107 or American Diabetes Association, P. O. Box 2680, North Canton, OH 44720.